Debt Management Program/ Consolidation?

I have over 10,000 worth of credit card debt and a personal loan of 2600 with Beneficial. I am thinking about consolidating it and wondering if anyone has had success with this. I did not want to get a loan but rather do a consolidation with a company that will lower my interest rates and [...]

best way to fix my credit (should i apply debt consolidation or call each on of the debtors n work a deal out)?

my score is about 530(very bad) i never had a credit card, loan , house, nothing like that! its just utility’s, medical,cell phone bills n its about 5000$ i own the most n am not sure y mi score is so low but i think is because i never pay my bills on time [...]

I’m in water full of Credit Card Sharks should I file for Chapter 7 or Debt Consolidation?

I’m fed up with credit card companies. I’m in debt over my head trying to keep up with my payments. These credit card companies are nothing more than legalized loan sharks. I might have been late by one or two days and now I’m being charged between 25% – 29% on all of my accounts.
I [...]

How bad is this going to affect our credit?

My husband co-signed 2 loans for my stepson. The first (student loan) I didn’t object t & at the time the kid was really good with money. Then he fell in love with a self professed “high maintenance” girl. Before they got married, my husband co-signed a debt consolidation loan.
They bought a modest house & [...]

Who can I turn to for a consolidation loan with less than perfect credit?

I have several credit cards and a couple of payday loans that I’m trying to clear up quickly. The 360.00 a month in fees for the payday loans is more than I can handle. If I could get a consolidation loan to get out from under some of this debt it would [...]

Is there someone will loan me $18,000to pay off my all debts?

is there someone will loan me $18,000 debts?debt like credit cards,utiliy bills,medical bills, furniture,eviction for $3500,two car repossesion for $4,700 and $1600,etc.yes i got bad credit.$18000 is the total of all of my debts so i’m asking if someone will loan me that kind of money even i got bad credit or should i do [...]

Where can I find a place that will allow me to pay off all my bad debt in one monthly payment?

When I was younger I did alot of stupid things. Alot of it was taking up on credit cards and not paying for them. “Credit” to me didn’t mean anything. Now Im paying the consequences. I was wondering if there is a way to pay all those charge offs, delinquencies, collections, etc in one monthly [...]

Financial advice ….?

I need some advice …..
I have about 9 thousands dollars debt that I would like to pay off ….
Its from a credit card a few years ago that went bad …
I had a personal crisis and wasn’t living in my own country so I just left it and thought it would disappear , I was [...]

Questions on Loan Consolidation?

I am new to all of this because fortunately between my parents and scholarships my undergrad degree was paid in full.
Yesterday Igraduated with my Masters and I have a TON of student loans to repay. The program itself was very expensive. My job does give me some reimbursement for that ($4,000 [...]

I can not pay my debt consolidation that I got a year ago,what are the consequences?

I did my best trying to pay my credit cards, until my situation was getting worst, I got a debt consolidation almost a year ago, but NOW that seems to be impossible too. I can not pay them anymore. What happens If I stop making the payments. Can they take me to court? considering that [...]

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