student loan consolidation!?

Hello I am 22 years old…unfortunately I did make some bad choices in the past and now I am paying the consequences.
I am in debt with student loans and I would like to know how will consolidating my loans, all in one will help me with my financial problems. I have like 15,000 to 20,000 [...]

Is there a way to consolidate your debts with out putting a bad mark on your credit report?

I heard that if I use one of those loan consolidation places to lower my credit card debt that it will be on my credit report as a bad thing. I am young and in debt and I don’t want to hurt my credit in any way. (But I also want to pay off this [...]

Mortgage, Refinance, Debt Consolidation, Construction, Home Improvement…?

I’m a loan officer for Access Mortgage and Financial, we do 500+ credit scores. Contact me toll free at 877-LOAN-103 and ask for Josh. We do first time buyers, home improvement, debt consolidation, re-finance and more. We handle all credit scores, good or bad. Don’t ever pay for a loan application, they are free and [...]

Bankrupsy vs loan consolidation?

I have a cousin who is 25 years old and wants to file bankrupcy.
He has debt but it is around $10,000. He is not a stable kid. He can’t keep a steady job and when he does work he doesn’t work full time and of course doesn’t make very much money.
I guess he has talked [...]

Closing all credit card accounts..good or bad for credit?

i recently got a job with a bank and they are offering me a good interest rate to take out a debt consolidation loan. I have balances on 5 cards I am consolidating. I have had these cards for years since college. I really do want to close out all these accounts after its paid [...]

I am considering filing bankrupcy, how much debt should I have to file. What are the pos and neg to chapter 7?

I have roughly sixteen thousand in unsecured credit card debt and upside down eight grand in my car loan. I am maxed out on all my cards, several months late on my cards although they have not been written off yet, I am buried under late fees interest and cannot afford to pay anything [...]

Need help fixing credit….dont know where to start….this is all so frustrating!!!!?

Here is my situation: I am about 8k to 10k in debt, with really bad credit. 90% is medical bills that I could not help because I had no insuranse. The rest is unpaid bills like cell phone, electric co. etc, and 1 credit card that is wriiten off as “bad debt”. I’m only 23 [...]

How can I get a personal loan if I have bad credit?

My income is $60,000/pa through a steady job and I can easily make the repayments. However, over 2.5 years ago when I moved house – I left a $200 mobile bill unpaid. In between now and this time I have settled the bill with my old mobile provider. The problem is, even though I’ve settled [...]

I’m in horrible debt, should i try a debt consolidation company? Advise needed please.?

I tried getting a loan to consolidate my debt, although I’ve NEVER been late on a single payment, my credit is still bad due to all the debt I have. I need help or I’m going to really fall through. I now have a baby due in just a few months and am trying to [...]

What can I do about my credit?

I just turned 20, and I have a lot of debt because I was homeless for awhile after high school. I used to have really good credit, but it has suffered lately. I had a Sprint bill go to collections because I was homeless and had no job, but it is paid in [...]

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