Are there any good debt consolidation service in Ontario, Canada that you recommend?

The ones that will not rip you off or ruin your credit score.

I owe 40k of debt. I can’t do Bankruptcy, and I can’t get a consolidation loan. Are there any other options?

I can’t do bankruptcy because it affects my wife’s credit. My credit score is very very bad, so I cannot get a consolidation loan. I don’t own my own house, so I am unable to get an equity loan. I’m running into walls here, and I need help. Thanks!

are there any debt consolidation companies that cover utility bills?

I’ve racked up a lot of debt with the gas and electric companies and am trying to get it paid off

Is there a government agency that helps with debt consolidation?

I need a reliable trustworthy debt consolidation service quickly. I’ve heard that most advertised agencies are to be avoided.

Is there any really “FREE” help services for debt consolidation? I need help but short on cash!?

I am afraid most of the ads I’ve seen charge a big fee for these services. Has anyone tried any that were free and if so please give me website or names.

Are there any legitimate debt consolidation companies out there that are not rip-offs?

I am looking to consolidate a large chunk of debt, and I am hoping to lower my interest rate to 14 or 15%. Do any of you have any experience, and what might you suggest?

Are there any debt consolidation companies that really work?

With the current economy, and my work hours being cut, I’m in need of some serious credit card help. It’s now a decision between the credit cards and housing/food. If I could reduce my debt and make significantly lower monthly payments, it would be a life saver! Do any of these companies really do what [...]

are there any debt consolidation service companies in the philippines?

i’ve heard and read about this debt consolidation services online but havent found any in the philippines. anyone know if this is available here?

Is there are good consolidation loan for people with bad credit?

I have several small laons, and I would like a debt consolidation loan, but I have bad credit and no collateral. Can anyone recommend a service or program?

Are there any debt consolidation companies that do bulk settlements that clear your credit quickly?

I want to work with a debt consolidation company that pays off the debt on your credit report quickly and have you pay them monthly. I do not want a consolidation company that only pays the collectors as you pay them.

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